DSCR Loan Program • SFR
No Source and Seasoning
Loans : $75K – $10 Million
85% LTV purchase, refi, and
Cash-out or DSCR:
No Minimum Credit Score
No prepayment options
Multifamily $75K – $10 Million
Rural Commercial Mortgage
Rural Investor Mortgage
90% CLTV Seller Held 2nd
Luxury SFR $3M to $50M
No Source and Seasoning
LTV: Up to 75%
Terms: 12-24 months
No Minimum Credit Score
Fix and Flip or Ground-Up
Fast funding with flexible terms
No prepayment penalties
Rural Investor Mortgage
Rural Commercial Mortgage.
Ground-Up Construction Loan
No Source and Seasoning
• Loan Amounts: $150K – $3M
• LTV: Up to 75%
• LTC: Typically 75% but can go up to 90% for selective borrowers/sponsors, including options for a DCSR Mortgage.
• Credit Score: 660+
• Terms: 12–24 months, interest-only
• Key Features:
No income verification, ideal for those seeking a No Source a
Ground-Up Construction Loan
No Source and Seasoning
• Loan Amounts: $150K – $3M
• LTV: Up to 75%
• LTC: Typically 75% but can go up to 90% for selective borrowers/sponsors, including options for a DCSR Mortgage.
• Credit Score: 660+
• Terms: 12–24 months, interest-only
• Key Features:
No income verification, ideal for those seeking a No Source and Seasoning Mortgage.
Multiple draw options for flexibility, suitable for Rural Commercial Mortgage needs.
Fast closings with streamlined underwriting, beneficial for Rural Investor Mortgage applicants.
Approved plans and permits required.
No prepayment penalties, including terms that may apply to Seller Held 2nd Mortgage.
Multifamily Bridge Loan
No Source and Seasoning
Amounts: $500K – $10 M
Up to 75% LTV / 90% CLTC
No Credit Score
Terms: 12–24 months
Interest-only
Fast closings (5-8 days)
No prepayment penalties.
DCSR Mortgage
Loan Amount n$100K – $20M •
Rural Commercial Mortgage and
Rural Investor Mortgage
Seller Held 2nd Mortgage